nagad88 sicbo Terms and Conditions

1. General Provisions and Definitions

These Terms and Conditions ("Terms") form a legal agreement between nagad88 sicbo ("Platform", "we", "us") and any user of the platform ("User", "you"). By accessing the platform or creating an account, you are considered to have agreed to these Terms.

1.1 Definitions

• "Platform" — The nagad88 sicbo website, mobile application, and all associated services.
• "Account" — A single personal profile operated using the user's own login credentials.
• "Balance" — The amount of money held in the account, available for use in betting or games.
• "Bonus" — Promotional funds or benefits granted by the platform under specific conditions.
• "Wagering" — The requirement to place a set amount in bets before a bonus can be withdrawn.

1.2 Precedence of Terms

If these Terms conflict with any other guideline or promotional message on the platform, the Terms set out in this document shall prevail. For general information about nagad88 sicbo, visit our About Us page.

2. Account Registration and Eligibility

2.1 Eligibility to Register

To create an account on nagad88 sicbo, the user must meet the following requirements:

• Must be at least 21 years of age.
• Must hold a valid national identity card or equivalent identification document.
• Only one account per person is allowed — multiple accounts under the same individual are strictly prohibited.
• Accurate and truthful information must be provided at the time of registration.

2.2 Registration Process

Information provided during registration — such as name, national ID number, mobile number, and financial details — must be accurate. Accounts opened on the basis of incorrect or false information may be cancelled at any time, and funds held in such accounts may be forfeited.

2.3 One Household, One Account Policy

The platform reserves the right to investigate cases where multiple accounts are operated from the same household or the same device. If multiple accounts are found to be used for fraud or to gain an unfair advantage, all associated accounts will be closed.

3. Account Verification and Security

3.1 Identity Verification (KYC)

The platform may request documents from the user at any time to confirm their identity. Failure to provide the required documents may result in the account being temporarily suspended and withdrawal processing being delayed.

3.2 Password and Login Security

The user is solely responsible for keeping their account login credentials secure. Sharing a password with any third party is prohibited. If unauthorised activity is suspected, the support team must be notified immediately. All data is kept secure using SSL encryption.

3.3 OTP Verification

For certain actions such as withdrawals or password changes, an OTP is sent to the user's mobile. It is advised not to share this OTP with anyone. nagad88 sicbo will not be responsible for any loss resulting from sharing an OTP with another person.

4. Financial Transactions — Deposits and Withdrawals

4.1 Deposits

Deposits on nagad88 sicbo are currently accepted via the following methods: bKash, Nagad, Rocket, Upay, and bank transfer (e.g. Dutch-Bangla Bank, BRAC Bank). The minimum deposit amount is ৳100.

4.2 Withdrawals

The same methods apply for withdrawals: bKash, Nagad, Rocket, Upay, and bank transfer. The minimum withdrawal amount is ৳500. Withdrawal processing normally takes between 15 minutes and 2 hours.

4.3 Legitimacy of Funds

The user must ensure that deposited funds come from a legitimate source. If a suspicious transaction is detected, the platform reserves the right to delay withdrawal pending investigation.

4.4 Matching Deposit and Withdrawal Methods

It is generally recommended to withdraw using the same method used for the deposit. If a different withdrawal method is required, additional verification may be needed.

5. Bonuses and Promotional Offers

5.1 Welcome Bonus

New members on nagad88 sicbo receive a 200% bonus on their first deposit, up to a maximum of ৳10,000. For example, depositing ৳1,000 will add a ৳2,000 bonus, giving a total balance of ৳3,000. A 25x wagering requirement must be met before this bonus can be withdrawn — meaning ৳50,000 in bets must be completed for a ৳2,000 bonus.

5.2 Bonus Usage Conditions

• Only one welcome bonus applies per account.
• Bonus funds cannot be withdrawn directly — they become withdrawable only after the wagering requirement is met.
• If the wagering requirement is not met, the bonus balance may be cancelled.
• Any winnings generated from bonus funds are entirely yours — they become withdrawable once the conditions are met.

5.3 VIP Cashback

The nagad88 sicbo VIP programme has four tiers: Bronze, Silver, Gold, and Platinum. Each tier offers a cashback percentage on weekly net losses — up to 0.3% at Bronze, 0.6% at Silver, 0.9% at Gold, and 1.2% at Platinum. For example, a Gold tier member who suffers a net loss of ৳20,000 in one week will receive a maximum cashback of ৳180.

5.4 Bonus Abuse

If bonus abuse is detected — such as placing low-risk bets to meet wagering requirements, claiming bonuses across multiple accounts, or manipulating the system — the bonus will be cancelled and the account suspended.

6. Gaming Rules

6.1 Game Outcomes

The outcome of each game is determined by a Random Number Generator (RNG) or a designated live gaming system. If a technical fault causes a problem with displaying the result of a game, the platform reserves the right to void that round and return the staked amount.

6.2 Bet Cancellation

The platform may cancel any bet due to a technical fault, network issue, or data discrepancy. In such cases, the staked amount will be returned to the account.

6.3 Multi Bet

Multiple matches or events can be combined into a multi bet. The total payout is determined only if all selections win; if any one selection loses, the entire staked amount is lost.

7. Prohibited Activities

Any of the following activities are strictly prohibited and may result in permanent account closure:

• Operating multiple accounts.
• Creating artificial transactions to obtain bonuses.
• Using software bots or automation to operate games.
• Exploiting technical vulnerabilities in the platform for gain.
• Engaging in fraudulent collusion with other users.
• Using the platform for money laundering or unlawful financial activity.
• Using a third party's card or payment method.

8. Account Suspension and Closure

8.1 Platform Rights

nagad88 sicbo reserves the right to temporarily suspend or permanently close any account at any time without prior notice if:

• Any provision of these Terms is violated.
• Evidence of fraud or deception is found.
• Account closure is required by order of a regulatory authority.

8.2 Voluntary Account Closure by the User

If a user wishes to close their account, they may submit a request through the support team. An opportunity to withdraw any remaining balance will be provided before the request is processed.

8.3 Balance Settlement

If an account is closed due to a platform-side reason, any legitimate balance will be returned. In cases of closure due to fraud or breach of terms, the bonus balance may be forfeited.

9. Limitation of Liability

nagad88 sicbo will not be liable for:

• Funds lost on bets due to an internet connection being lost.
• Losses caused by a problem with the user's own device.
• Delays or errors by third-party payment providers.
• Losses resulting from the user sharing their password or login credentials with another person.
• Unavailability during unplanned server maintenance.

The platform makes every effort to maintain service quality, but it is not possible to guarantee uninterrupted service due to technical reasons.

10. Privacy and Data Protection

For details on how the user's personal information is collected, stored, and used, please read our Privacy Policy page. It explains what data is collected, how it is kept secure, and under what conditions it may be shared with third parties.

nagad88 sicbo uses SSL encryption technology to keep all user data and financial transactions secure. By creating an account, you have agreed to our privacy policy.

11. Responsible Gaming

nagad88 sicbo believes that gaming should be for entertainment, and ensuring that no user suffers financial or mental harm is part of our responsibility. Users are encouraged to follow our Responsible Gaming Guidelines.

11.1 Limit-Setting Features

Users can set limits on their own deposits, bets, or time spent. A temporary self-exclusion request can also be submitted if needed.

11.2 Minor Protection

If an account holder becomes aware that a minor is using their account, it is their responsibility to notify the support team immediately.

12. Changes to Terms

nagad88 sicbo reserves the right to change these Terms, in part or in full, at any time. Users will be notified of significant changes via their registered email or through the platform.

Continued use of the platform after any changes will be taken as acceptance of the updated Terms. The most recently updated version will always be available on this page.

13. Applicable Law and Dispute Resolution

13.1 Dispute Resolution Process

If a dispute arises, the first step is for the user to file a complaint through the support team. The support team will review the matter within a reasonable time and communicate a decision.

13.2 Final Decision

In any technical dispute related to gaming, the platform's server logs and records will be considered as final evidence. The opportunity to challenge this decision is limited.

14. Contact & Support

If you have any questions or need clarification about these terms, please contact our support team. nagad88 sicbo provides support in Bengali and English via live chat and email, 24 hours a day, 7 days a week.

Support email: [email protected]

For answers to common questions, visit our FAQ section — there you will find answers to the most frequently asked questions about accounts, payments, and gaming.